Debt recovery, simplified.

Have you provided a product or service and not been paid for it? Perhaps you have a rental property and tenants have absconded or are failing to pay down back-rent? Are you owed money but are unable to recovery it? We are specialists in collecting unpaid and overdue invoices, unpaid rent and other outstanding debts.

At Ayom, we offer a no-win, no-fee debt collection service for people, businesses, and other organisations in your situation. So, if you are owed money, we can help to recover it and you won't pay anything unless we are able to initiate recovery. We take a fee off what is recovered, so you are not out-of-pocket on top of what you are already owed by the debtor.

Once you have provided us with the details of the debt, we will trace the debtor (business or person) so we have up-to-date contact methods for them. We have powerful tracing tools, which have a high level of accuracy and allow us to pinpoint postal addresses, and sometimes telephone numbers and email addresses for your debtor.

Armed with their contact details, we start by notifying them of the debt and that you have instructed us to pursue the debt on your behalf. This is usually done in writing. Once initial notification is taken care of, we launch our proven collection strategy and combine this with direct contact by our debt collection agents.

Debtors tend to respond fairly quickly once a debt collection agency is appointed. This may be pay off the debt in full, dispute some aspect of the debt or setup a payment arrangemnt. While we will take their financial situation into acount, you are our client and we will actively pursue the best outcome for you, our client. Some debtors stick their head in the sand and hope the problem will go away. However, once they realise that we are not going to stop chasing them, we are usually able to make arrangements to get the debt paid off.

If there are any queries from the debtor, we will go through the debt itself and deal with most initial objections, although we may need to contact you if they raise what seems like a genuine dispute. Once they have accepted the fact they owe the money, we will push for them to settle the debt as soon as possible, taking various factors into account. Often the debt will be paid off in one go, while other times, we may need to setup a payment arrangement so that regular payments are made to reduce the debt.

At Ayom, we create a level of pressure and persistence that you cannot achieve yourself. As a leading UK debt collection agency we have collected debts for thousands of customers. Under our no-win, no-fee service, if we are unable to recover your debt, you pay nothing. Depending upon how you value your time, by using us, you may find that using our service actually saves you money.

Yes, using a debt collector can save you money. Calls take your time both in preparation (to establish what you are going to discuss), and in participation. Plus the number of times you are unable to make contact or are fobbed-off by gatekeepers or people who either don't know or understand what you are referring to. Letters and emails take time to write. For letters: paper, envelopes and postage costs money on top of what you are already owed. How valuable is your time? Time is precious. What is the hourly rate for your time? How long do you have to dedicate to chasing your debtor? How much stress or annoyance does it cost you? What could you be better spending your time on? Is that time a further loss to the business? Have you been successful in recoverying the money you are owed? Are you facing continuous delay or excuses?

So yes, we think using our debt recovery service can actually save you money. Let us be the ones that pay for collection agents, paper, postage, calls, text messages, energy costs, travel, searches and capital outlay. Let us invest our time chasing your debtor. Let us save you money by chasing your debt for you. Then once the debt is in recovery, we take our fee to cover our costs and you get back money that you should have been paid in the first place.

Lower stress, anger and annoyance. Don't further add to your costs by chasing the debt yourself. Save yourself the stress, save yourself the hassle, and instruct Ayom Debt Recovery.

Sign up today using our self-service client portal. Simply register and then add any debtors to the system. We will start our recovery process and you'll be able to keep track of what's going on using the portal.